Structured notes: The best thing since sliced bread?

Claressa Monteiro
Published Tue, Jul 8, 2025 · 05:00 AM
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    Are Structured Notes the Right Investment for You? Are you considering investing in structured notes but aren’t sure where to start? 

    The latest episode of the WealthBT should be on your must-listen list this week! Hosted by Genevieve Cua, wealth editor at The Business Times, sits down with Franck Fayard, head of Marex Financial Products for Asia Pacific for an unbiased episode that dives deep into the world of structured products and why they might be worth a spot in your investment portfolio. 

    Real-world Applications

    In this episode, Cua and Fayard discuss structured notes making these potentially complex financial products relatable and understandable. This episode is a rare opportunity to gain insider insights from someone with over 15 years of experience in the industry. 

    The conversation goes beyond theory to discuss real-world applications of structured notes giving you the opportunity to learn how these financial instruments can be linked to various assets like stocks, cryptocurrencies, and commodities. With examples from markets in Singapore and beyond, you’ll get a global perspective that’s both informative and engaging. 

    Customised Investments 

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    Fayard explains the flexibility and customisation that structured notes offer whether you’re seeking higher yields or a safer, capital-protected investment pointing out there’s a structured note to match your risk tolerance and investment strategy.

    One of the episode’s highlights is the practical advice offered on timing and market conditions. Fayard discusses factors like volatility and interest rates, offering tips on when to invest to get the best returns. He also shares valuable lessons on avoiding common pitfalls, making this episode a must-listen for both novice and seasoned investors. 

    In a nutshell

    Structured notes are versatile financial instruments that can be customised to fit an investor’s risk tolerance and return expectations. They can be linked to a variety of underlying assets such as stocks, indices, currencies, or commodities. 

    But while they offer potential enhanced yields and protection in diverse market conditions, investors must carefully consider factors like volatility and interest rates to ensure they are priced appropriately.

    Don’t miss the latest episode of WealthBT as Genevieve Cua and Franck Fayard provide a rich blend of expertise and practical tips that will help you understand if structured notes are for you. 

    WealthBT is a podcast of BT Correspondents. Look out for the next episode featuring correspondent Derryn Wong. And if you have any thoughts or questions, feel free to reach out to us at btpodcasts@sph.com.sg.

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    Written and hosted by: Genevieve Cua (gen@sph.com.sg)

    With Franck Fayard, APAC head of Marex Financial Products, Marex Solutions

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Genevieve Cua & Howie Lim

    A podcast by BT Podcasts, The Business Times, SPH Media

    Share your thoughts with us at btpodcasts@sph.com.sg.

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