WealthBT: Investment strategies for volatile times

Claressa Monteiro
Published Tue, Apr 8, 2025 · 05:00 AM
    • Are you worried about how market fluctuations will impact your investments?
    • Are you worried about how market fluctuations will impact your investments? PHOTO ILLUSTRATION: BT VISUAL

    The current landscape of uncertainty and market volatility might be causing you to question your investment strategies. If you’re considering making tweaks to your portfolio in light of the volatility or hedge against potential fall out from the newly introduced tariffs, Genevieve Cua, wealth editor at The Business Times delivers timely insights in her latest episode of WealthBT.

    She is joined by Steve Brice, global chief investment officer at Standard Chartered Bank. Together Cua and Brice explore different ways of considering your risk appetite and your portfolio spread. 

    Mistakes vs lessons learnt

    The episode features candid investment stories from both Cua and Brice. Cua talks about her own early mistakes, such as investing in a global tech fund right before the tech bubble burst in 2000. Brice in turn talks about hard learnt lessons from his early years of investing.

    One of the main focuses of the podcast is to highlight common investing mistakes and how to avoid them. Brice points out issues like delaying investments due to market fears and having too narrow a focus on specific sectors. Understanding these pitfalls can save investors a lot of stress and financial loss.

    What does diversification look like

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    Listeners will learn about effective diversification strategies. Brice for example emphasises the importance of a well-balanced portfolio, explaining the benefits of a ‘foundation portfolio’ comprising at least 70% diversified investments. This part of the discussion is crucial for anyone looking to build long-term wealth while minimising risk.

    The podcast doesn’t shy away from current market issues like Trump tariffs and inflation threats. Brice provides practical advice on how to discern between market noise and genuine concerns. This segment is particularly valuable in today’s volatile economic climate, helping listeners make informed decisions without succumbing to fear.

    The psychology of numbers 

    Investing is as much about psychology as it is about numbers. The podcast explores the psychological barriers investors face, such as negativity bias and overconfidence. Brice offers strategies to overcome these biases, encouraging a more disciplined and level-headed approach to investing.

    The importance of long-term planning is a recurring theme. Brice advises listeners to think beyond traditional retirement horizons and plan for a longer financial journey. This perspective helps in making more resilient investment choices that can stand the test of time.

    Listen now to the latest episode of WealthBT which is packed with essential advice and insights for anyone serious about investing. 

    WealthBT is a podcast of BT Correspondents. Look out for the next episode featuring correspondent Derryn Wong. And if you have any thoughts or questions, feel free to reach out to us at btpodcasts@sph.com.sg.

    Written and hosted by: Genevieve Cua (gen@sph.com.sg)

    With Steve Brice, global chief investment officer, Standard Chartered Bank

    Edited by: Emily Liu & Claressa Monteiro

    Produced by: Genevieve Cua, Emily Liu & Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

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