The Business Times
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TDSR objectives gradually being met: MAS

Households doing well in improving the risk profile of mortgages; banks say grace period enough

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Published Sun, Jan 31, 2016 · 09:50 PM

    Singapore

    THE objectives of the Total Debt Servicing Ratio (TDSR) framework seem to have been met.

    According to the Monetary Authority of Singapore (MAS), less than 10 per cent of existing borrowers have a TDSR of above 60 per cent, and this is expected to decline over time as households pay down their loans.

    MortgagesSingapore residential property

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