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Preparing for retirement? Here’s how to invest in a volatile market

Seeking safety in cash is a common reflex but experts warn that it can be a costly mistake

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Deon Loke

Deon Loke

Published Fri, May 29, 2026 · 10:00 AM
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    • Pre-retirees should shift from aggressively chasing growth to securing reliable income, but the transition should be measured, experts say.
    • Pre-retirees should shift from aggressively chasing growth to securing reliable income, but the transition should be measured, experts say. PHOTO: PIXABAY

    [SINGAPORE] For Singaporeans approaching retirement, the transition out of the workforce brings a daunting new set of investment decisions.

    With sticky inflation, shifting interest rates and geopolitical risk, individuals two to five years away from retiring face a unique set of challenges.

    “Markets fluctuate, headlines amplify uncertainty, and the instinctive reaction is often to ask ‘Should I cash out now?’” said Brandon Ho, a chartered financial analyst and head of investment advisory in Singapore at Arta Finance.

    Wealth & InvestingRetirementInvestment portfolios

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