Three lessons in money management
It boils down to simple habits of mind. The next time you're in a shopping mall, realise that your self-restraint and mindfulness guard the narrow gap between what you want and what you need. In addition, have a budget; and, finally, don't blow your savings by splurging.
THE year 2007 marked a new beginning for me: I became an international student in the city-state of Singapore.
Leaving behind people I had been familiar with all my life in a small city in the western part of Timor Island, I found myself outside my comfort zone trying to start all over in a land where a majority of people were foreign, and everything seemed fast- paced and more demanding.
Having to manage everything on my own for the first time, I found that one of the biggest challenges was taking charge of money.
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