Cashflow planning in the digital era

IN 2016, Ivan starting his financial planning process with Avallis. One of his goals was to increase his savings. Despite trying for the last few years, he found it difficult to stick to a savings regime.

He is not alone.

Consumer spending habits have changed drastically over the past few years, with a huge sway towards e-commerce platforms. From lower prices to free delivery, consumers are spoilt for choice.