Jumping on the gravy train?

WE are all attracted to high returns, more so when they are guaranteed. But what is guaranteed? The total return, or only a portion of the returns, or something else such as capital or the interest strips?

Or perhaps nothing is guaranteed. The latter is likely to be the case - where nothing is guaranteed including capital. Hence, investors must be discerning when presented with marketing and promotional materials.

Finance professionals, on the other hand, must not misrepresent the nature of returns and performance of risk assets, including any misrepresentation relating to investment analysis, recommendations, actions, or other professional activities.