Make the most of limited capital with ETFs

WHEN I was five, I spent my after-kindergarten hours at my grandmother’s place. At about half past five, my uncles and aunts would return from work and interrupt my daily viewing of “Hi-5” to tune in to the Teletext.

The black screen would display lots of numbers and codes, while names such as “Singtel” and “SIA” would get thrown around a lot.

When it was my turn to start investing many years later, all I knew was how to buy individual stocks. That led to a mix of good and bad picks, which have taught me some lessons along the way about how companies and markets work.