Why long-term care should be part of retirement planning in super-aged Singapore

SINGAPORE is just months away from becoming a “super-aged” society, and with this shift comes an increasing need to rethink what long-term care and retirement planning entail. A better prepared long-term care plan will form the foundation of a more comfortable retirement, especially in our later years when health may decline.

By 2026, one in five Singaporeans will be aged 65 or older. While this milestone reflects decades of progress in healthcare and longevity, it also signals a fundamental shift in how we live, work and care for ourselves and each other.

Retirement is no longer a brief chapter after work. For many, it now spans 20 to 30 years, and must account for rising healthcare costs, the possibility of disability and the desire to age with dignity and independence.