Why most needs can be covered by term insurance
Don't treat insurance as a life goal. It should be a contingency plan you hope never to have to use.
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MARK is a good friend of mine. Some years back, he had the opportunity of a life time to build his dream house on a piece of land given to him by his grandfather.
He had a budget of S$1 million. After many months of construction and renovation, it was finally completed.
When he invited us for his housewarming, we were all shocked to see the house. It was badly done and aesthetically not pleasing. His wife and daughters were also unhappy with the house and wished they hadn't moved at all.
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