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Early lessons in prudence

Student Ng Bing Xian learnt the importance of sensible money management from his thrifty mother and books.

Mr Ng says it is crucial for young adults to read books to brush up on their financial knowledge, especially if they want to start investing.

WHEN he was in Primary One, Ng Bing Xian would often "squander" his daily allowance of US$1 to US$2 from his parents on toys, to his mother's exasperation.

"Since then, she has been very strict with me on money matters," the Singapore Management University (SMU) student says. For two

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