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The road to riches isn't just paved with keys of condos

Beginner investors should consider the illiquidity and high costs of investing in property and opt for stocks which are more affordable

Investment cost is a bigger issue for property. While one can invest in a company with just a few hundred to a few thousand dollars, physical property requires a substantially bigger commitment, as well as the assumption of debt.

AS the Central Provident Fund (CPF), Singapore's pension scheme, was in the news recently, I was having a debate with a colleague on whether restrictions should be placed on the use of CPF savings to buy property, especially private property. It was not financially smart to commit that money -...

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