GXS银行希望增加有抵押贷款,瞄准二手车市场
该银行已于9月9日为Grab司机推出车贷产品AutoLoan,并正在为消费者进行Beta测试
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【新加坡】GXS银行计划到明年让有抵押贷款占其贷款总额的一半,这家数字银行正将业务扩展至汽车融资领域,以实现目前偏重于无抵押贷款的投资组合多元化。
GXS零售银行业务部主管Jenn Ong说:“我们不希望在无抵押贷款上过度杠杆化。”
“到明年,我们将增加有抵押贷款,使其占到我们贷款总额的50%。”
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