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SINGAPORE BUDGET 2026

2026年财政预算案：年长者可获高达1500新元公积金填补，年长员工公积金缴交率将调高

为缓解因缴交率上调而增加的商业成本，政府将为雇主提供为期一年的过渡性公积金抵消计划

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Tan Nai Lun

Tan Nai Lun

Published Thu, Feb 12, 2026 · 04:26 PM
    • 新加坡也将为长期护理支援基金填补4亿新元，以资助额外津贴。
    • 新加坡也将为长期护理支援基金填补4亿新元，以资助额外津贴。 照片：YEN MENG JIIN, BT

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    点击此处，关注《商业时报》对2026年新加坡财政预算案的实时报道。

    【新加坡】今年的退休保障将得到加强，其中包括提供公积金（Central Provident Fund, CPF）填补，以及为年长员工调高公积金缴交率的计划。

    财政部长 Lawrence Wong 表示，符合条件的新加坡人将获得高达1500新元的公积金户头填补。

    他在周四（2月12日）的财政预算案演说中表示，这项填补计划面向50岁及以上、且公积金退休存款低于基本退休存款的新加坡公民。

    同时也是总理的 Wong 补充说，户头余额较低者将获得更高的填补金额，以确保援助能精准地用于“最需要的地方”。

    新加坡也将在2027年继续推行针对年长员工的公积金缴交率上调计划。

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    从2027年1月1日起，55岁以上至60岁员工的公积金缴交率将上调1.5个百分点，60岁以上至65岁员工的缴交率将上调1个百分点（*见修订说明）。

    届时，55岁以上至60岁员工的总公积金缴交率将达到35.5%，而60岁以上至65岁员工的缴交率将达到26%的目标水平。

    此次上调符合年长员工劳资政工作小组的建议。政府曾在2019年宣布，将逐步为55岁至70岁的新加坡公民和永久居民员工调高公积金缴交率。

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    新加坡已于2024年实现了针对65岁以上至70岁员工的16.5%目标缴交率。

    上调的缴交额将全额存入公积金退休户头。对于已存足全额退休存款的会员，这部分缴交额将转入其普通户头。

    为缓解因缴交率上调而增加的商业成本，政府将自动为雇主提供为期一年的过渡性公积金抵消计划。

    对于雇主为其雇佣的每一位55岁以上至65岁的新加坡公民和永久居民员工，该抵消额相等于2027年雇主公积金缴交额增幅的一半。

    与此同时，总理 Wong 表示，新加坡也将为长期护理支援基金填补4亿新元，以资助额外津贴。

    此前，政府刚加强了终身护保（CareShield Life）计划，以提供更高的赔付额，并增加了终身护保的保费津贴。

    欲了解更多《商业时报》关于2026年财政预算案的报道，请访问 bt.sg/budget26

    *修订说明：文章已修改，以反映所指的是百分点而非基点。

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