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当中小企业主延迟继承规划时，其企业和家庭将付出代价

中小企业主去世后，现金流风险和法律上的不确定性可能会威胁到企业的生存能力

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    • 继承规划不仅关乎生意，更是为家人着想。它能在充满不确定性和悲痛的时期，减少家人和合伙人之间的紧张关系。
    • 继承规划不仅关乎生意，更是为家人着想。它能在充满不确定性和悲痛的时期，减少家人和合伙人之间的紧张关系。 照片：商业时报资料

    DeeperDive is a beta AI feature. Refer to full articles for the facts.

    Grace Tay

    Published Thu, Dec 18, 2025 · 07:00 AM

    本文由AI辅助翻译

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    当一位企业主去世，却无人知晓由谁接管时，会发生什么？对许多中小型企业（SMEs）而言，答案是陷入混乱。如果缺乏明确的遗产和继承规划，一家拥有良好盈利和忠实客户的企业可能会陷入停滞，甚至可能随着企业主的离世而消亡。

    最近一项调查显示，新加坡55%的家族企业主没有制定继承计划。然而，其中81%的人表示，他们希望保留自己企业的传承。

    随着许多年长的中小企业主临近退休，他们可能希望企业能够延续，但却缺乏继承计划。

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