Future of Finance (2025)

‘In today’s digital age, customers expect more than just transactional services from their banks. They seek intuitive, impactful experiences that support their broader financial journeys,’ says Lawrence Goh, head of group technology and operations at UOB.

Engineering the future of banking across Asean

Through a unified platform and responsible AI use, UOB is redefining how a bank of Asean scale can innovate, serve customers and empower its people 

Launch of HSBC Innovation Banking in Singapore. From left: Gilbert Ng, head of banking, corporate and institutional banking, Singapore; David Sabow, global head of innovation banking; Neil Falconer, head of innovation banking, Singapore.

HSBC: Powering innovation & real-time finance across Asia’s digital economy

HSBC helps businesses thrive in South-east Asia’s digital economy with real-time treasury and newly launched Innovation Banking

‘While volatility may be here to stay, what remains constant is DBS’ commitment to providing customers with the right advice to help them stay financially resilient, navigate evolving macroeconomic conditions and remain invested
through market cycles,’ says Calvin Ong, head of consumer banking group, DBS Singapore.

Going ‘phygital’ pays off: DBS customers become better savers and savvier investors

Amid market volatility, DBS’ hybrid AI and physical engagement model gives investors an edge with greater autonomy over their finances and investments

‘We are hoping that through the use of quantum computers, we could better optimise some pricing for our customers,’ says Peter Koh, head of group technology architecture at OCBC.

OCBC takes a first-mover role in bringing quantum technology to banking

OCBC is partnering stakeholders to explore its use in cybersecurity, financial modelling and fraud detection

Artificial intelligence is making it possible for banks to offer bespoke advisory not only to affluent clientele but also to the vast majority of customers who need financial advice.
FUTURE OF FINANCE

Pushing the boundaries of AI

THE power of artificial intelligence (AI) to drive transformation in finance, business and industry is unprecedented. In the finance sector in particular, its potential is vast. Over the past few year...

For financial institutions, artificial intelligence is an enabler that can help to build scale and maintain customers' trust.
FUTURE OF FINANCE

Unlocking the vision for AI in banking

ROUNDTABLE PANELLISTS:

Small and medium-sized enterprises make up more than 97 per cent of all businesses, and contribute about 45 per cent of the Asean region's GDP. Yet many are underserved by traditional financial models.
FUTURE OF FINANCE

New horizons for banking: Intelligent, inclusive, interconnected

Banks that move thoughtfully to harness this potential will lead the way; those that hesitate risk being left behind

As supply chains diversify and digital commerce scales, the demand for a new payment architecture becomes structural rather than optional.
FUTURE OF FINANCE

New architecture for international payments is foundational for global growth

To realise this vision, interoperability across multiple technology platforms and networks is essential

Digital currencies are emerging as the foundational settlement layer for a tokenised economy.
FUTURE OF FINANCE

Asia’s digital asset frontier

The region’s digital asset revolution doesn’t require abandoning financial discipline, it requires upgrading trust for the digital age

At the centre of the region's digital economy is programmable finance – the idea the payments and assets can carry code and logic.
FUTURE OF FINANCE

Asia’s next leap in digital finance: from instant to intelligent

THE past decade of Asia’s digital growth was about making transactions instant. The next will be about making them intelligent.