Credit risk analysis

Credit score myths debunked: what banks really look for

Investors are also assessing whether recent strains in US credit markets could affect AI-fuelled valuations across markets.

Banking shares’ wobbles reveal growing unease over credit risks

Two state-owned banks have decided to reduce interbank lending limits and set shorter maturity periods for smaller peers deemed high risk, says two of the sources.

China's top banks tighten exposure to smaller peers to curb credit risk, sources say

Although the Chinese government has introduced measures to stabilise the property market, the tight funding environment, concerns about slowing economic growth and the risk of project incompletion weigh on property sales.

Credit trend for Apac corporates stable but risks remain

UBS expects US corporate credit spreads to retest this year’s wide levels “on further Fed hikes and slowing growth”.

Credit markets are way underpricing recession risk, UBS says

Keeping credit data in the hands of individual BNPL players creates a “blind spot” for other lenders. It works against individuals hoping to build a good credit score, but whose timely payments are not captured by the system.

Rise of ‘buy now, pay later’ creates a blind spot

China’s US$28 trillion of corporate debt is estimated at around 140 per cent of gross domestic product and is the largest among countries.

China debt-laden corporates may pose contagion risk if economic conditions worsen