Investing risks

COMMENTARY

From moonshot to markets: Understand the mechanics before plunging into SpaceX’s mega IPO

Investors who manage to resist investing by rumours share a few habits: One of them is that they check the source before checking the story.

How to resist the nudge to invest by rumour

Don't scoff at earning at least 2.5% per annum on CPF savings in an unpredictable world.
SENSE & CENTS

Think hard about embracing the new CPF life-cycle investment scheme 

How do we tell the difference between a temporary market "dip" and a more fundamental, long-term market expectation reset?

Risk reset: differentiating a flash sale from a fundamental flaw

What signals suggest that hidden concentration may be building over time?

Familiarity: portfolio’s silent risk, hidden concentration builds

The scheme works by adopting a glide-path mechanism to automatically rebalance members’ asset allocation from higher-risk assets towards lower-risk ones as they approach their target retirement age.
SINGAPORE BUDGET 2026

Budget 2026: New CPF life-cycle investment scheme likely to appoint only two to three fund managers to keep fees low

The pre-condition for achieving a positive outcome for CPF life-cycle funds is the ability to stay invested for the long haul. This is harder than it sounds.
NEWS ANALYSIS

Is CPF’s new life-cycle investment scheme for everyone?

Mounting debt and the possibility of inflation do pose a serious long-term risk to US bond returns and the dollar.

What does ‘responsible investing’ even mean anymore?

The preference for right skewness, an asymmetric focus on winners, and performance-chasing help to explain concentration’s rise in popularity over the past decade.

Siren song of concentrated equity – and the risk of chasing returns

No matter what you foresee for 2026 stocks, this tactic won’t help you.
COMMENTARY

‘Buy the dip’ might be the worst advice you’ve ever heard