Investing risks

What does ‘responsible investing’ even mean anymore?

An uncertain geopolitical world and increasing instability in the global economic order are complicating matters

The preference for right skewness, an asymmetric focus on winners, and performance-chasing help to explain concentration’s rise in popularity over the past decade.

Siren song of concentrated equity – and the risk of chasing returns

Many who adopt this type of investing do not implement well-diversified allocations

No matter what you foresee for 2026 stocks, this tactic won’t help you.
COMMENTARY

‘Buy the dip’ might be the worst advice you’ve ever heard

In both bull and bear markets, this tactic might be hazardous to investors

Regulators and banks rightly treat seniors as vulnerable and try to minimise product risk. Yet, they should also be thinking about longevity risk – the danger of outliving their assets.
INSIGHTS FROM CFA SOCIETY SINGAPORE

From super savers to secure retirees: Rethinking how Singaporeans invest through life

Aligning behaviour with needs at each stage can help residents enjoy a retirement that is safe, secure, comfortable and dignified

The strategy taken by investors with S$100,000 to deploy in 2026 depends on their risk tolerance.

Here’s where to invest S$100,000 in 2026, according to wealth experts

While the environment remains supportive of equities and bonds, the era of ‘easy’, risk-free returns of the past two years is largely behind us

AI investment was primarily funded by two sources:  Massive cash flows from hyperscalers such as Amazon and  private capital.

‘Is it an AI bubble?’ is the wrong question

The larger, more critical issue is the misallocation of capital and the physical constraints that limit growth

Investment experts are mixed on whether money market funds are best for investors to park their cash for higher yields.
BT EXPLAINS

With T-bill yields falling to lows, which assets bring higher returns?

Current rates are far from competitive, for those hoping to retrieve returns worth their while

What may have started as a limited push for more gold in central banks’ reserves seems to have snowballed into a self-propelled mass of hot money chasing prices higher.

Beware the scorching gold rally

Only one explanation for the surge makes sense. It will not reassure investors

While both determine an investor’s overall risk appetite, it is essential to distinguish between actual risk tolerance and behavioural risk attitudes.
INSIGHTS FROM CFA SOCIETY SINGAPORE

Beyond risk profiling: Overcoming biases to become resilient investors

Advisors must recognise and coach clients through the emotional biases that distort investment preferences

For the last 20 years or so, it was possible to do well in markets without taking risk management all that seriously. That won’t cut it anymore – unless you are willing to tolerate lots of volatility, or even years of low returns.
THE BOTTOM LINE

What if this time really is different for investors?

The focus should not be on trying to outsmart the market, but on managing risk