Investing risks

COMMENTARY

From moonshot to markets: Understand the mechanics before plunging into SpaceX’s mega IPO

For investors, the more interesting point is not the headline valuation, but what actually comes into the market

Investors who manage to resist investing by rumours share a few habits: One of them is that they check the source before checking the story.

How to resist the nudge to invest by rumour

Even those who have built up a strategy over years may rush into a trade when a stock tip comes

Don't scoff at earning at least 2.5% per annum on CPF savings in an unpredictable world.
SENSE & CENTS

Think hard about embracing the new CPF life-cycle investment scheme 

In an increasingly volatile world, hold some risk-free investments 

How do we tell the difference between a temporary market "dip" and a more fundamental, long-term market expectation reset?

Risk reset: differentiating a flash sale from a fundamental flaw

Is "buying the dip" still relevant? High interest rates and market volatility challenge old rules. Howie Lim seeks expert advice on systematic strategies to identify genuine bargains and avoid traps.

What signals suggest that hidden concentration may be building over time?

Familiarity: portfolio’s silent risk, hidden concentration builds

Is comfort trapping your portfolio? Howie Lim learns to spot subtle shared risk drivers beyond sectors and adopt measured strategies for trimming concentrated positions.

The scheme works by adopting a glide-path mechanism to automatically rebalance members’ asset allocation from higher-risk assets towards lower-risk ones as they approach their target retirement age.
SINGAPORE BUDGET 2026

Budget 2026: New CPF life-cycle investment scheme likely to appoint only two to three fund managers to keep fees low

Simplicity and cost are two important aspects of the voluntary scheme, says MOM

The pre-condition for achieving a positive outcome for CPF life-cycle funds is the ability to stay invested for the long haul. This is harder than it sounds.
NEWS ANALYSIS

Is CPF’s new life-cycle investment scheme for everyone?

The portfolios’ returns will hinge on a long horizon and some hand-holding

Mounting debt and the possibility of inflation do pose a serious long-term risk to US bond returns and the dollar.

What does ‘responsible investing’ even mean anymore?

An uncertain geopolitical world and increasing instability in the global economic order are complicating matters

The preference for right skewness, an asymmetric focus on winners, and performance-chasing help to explain concentration’s rise in popularity over the past decade.

Siren song of concentrated equity – and the risk of chasing returns

Many who adopt this type of investing do not implement well-diversified allocations

No matter what you foresee for 2026 stocks, this tactic won’t help you.
COMMENTARY

‘Buy the dip’ might be the worst advice you’ve ever heard

In both bull and bear markets, this tactic might be hazardous to investors