Investor Education

THRIVE NEWSLETTER

I’ve made investing my resolution for years. Here’s my plan to finally do it

[SINGAPORE] Last year, I made the commendable decision to add investing to my 2026 resolutions. Commendable, if not for the fact that I did the same in 2025. 

Evaluating private credit offerings requires a deep understanding of their complex strategies and their unique liquidity dynamics.

Debunking myths in private credit

As capital pours into the asset class, investors are being sold a story of low risk and stable returns. The reality is more complex.

David Gerald of Sias says that a company’s board sets the tone from the top and is key to fostering the right culture.

Corporate governance and culture must go hand in hand amid complex challenges: Sias

They are ‘two sides of the same coin’, says founder, president and CEO David Gerald

Since an IPO aspirant is effectively taking money from the public, shouldn’t the public be told upfront where their money is going?
THINKING ALOUD

Clearer disclosure of IPO investment proceeds needed

The public should know the use of funds upfront, in terms of every S$1 invested – not every S$1 the company receives

MAS noted feedback that retail investors face friction in commencing civil action, such as difficulty in self-organising, and finding sufficient funds for legal advice.

MAS proposes more measures for investors to seek civil compensation from market misconduct

Proposals aim to facilitate self-organisation, provide access to funding and reduce legal barriers to civil action

Singapore boards need to understand the expanded purview of their roles, and move beyond traditional risk management.

The evolving role of listed company directors

While directors previously focused mainly on financial, legal and operational concerns, they must now grapple with serious emerging issues such as climate change, sustainability and cybersecurity

MAS launched a public consultation on Jul 1 and is seeking feedback until Sep 1.

MAS proposals a step forward in ‘democratising’ investing, ‘strikes right balance’: observers

The move is seen as a response to industry feedback, aiming to reduce complexity and broaden retail investor access to a wider range of financial products

The Monetary Authority of Singapore will refine the proposals as needed, and issue a separate consultation on the draft amendments.

No compulsory financial advice needed for most retail investors under proposed MAS changes

With a set of tweaks, the regulator hopes to balance between giving autonomy and protecting those putting money into investment products

Buying a stock which represents a great business, with a growth catalyst, and at a good value point can help mitigate risk.
A SMART LOOK AT INVESTING

Seven steps to invest more safely amid tariff turmoil

As an investor, keeping a level head is your best weapon

David Gerald, Sias' founder and president, notes that the association will continue to explore new ways to empower investors, such as facilitating shareholders’ ability to propose resolutions at annual general meetings, a right that minority investors often struggle to access.
SIAS INVESTORS’ CHOICE AWARDS 2024

Fighting the good fight for small investors

After 25 years of championing investor rights, the Securities Investors Association (Singapore) shows no signs of slowing down