The Business Times

Mortgages

Property

US mortgage rates drop to lowest level in more than a year

First-time home buyers will be able to borrow only 40 per cent of the property price as their mortgage, down from 70 per cent, further reducing the scope of borrowing in a bid to address worsening home affordability in Seoul.
Property

South Korea imposes additional mortgage curbs for homebuyers in Seoul

Mortgage rates have eased as the Federal Reserve resumed cutting interest rates amid a stagnant labour market, characterised by low layoffs and lacklustre hiring.
Property

US 30-year fixed mortgage rate falls; prospective buyers stay on the sidelines

Prices remain high and uncertainty over the economy is weighing on consumer confidence, suggesting deals will remain subdued for a while.
Property

US mortgage rates climb for a second week, reaching 6.34%

A man walks past blocks of residential buildings in Seoul on August 26, 2025. (Photo by ANTHONY WALLACE / AFP)
Property

South Korea’s property market rally clouds case for central bank rate cut

The MBA survey, which has been conducted weekly since 1990, uses responses from mortgage bankers, commercial banks and thrifts.
Property

US mortgage rates rise, stalling nascent recovery in home demand

A 'For Sale' sign is posted beside property for sale in Alhambra, California, on August 28, 2025. Home sales across the country have slowed as interest rates remain a critical barrier to buyers with less than 30% of US homes now affordable for the typical US household, according to a Realtor.com report. (Photo by Frederic J. BROWN / AFP)
Property

Mortgage rates in the US increase for the first time since July

It marked the first time the spread has returned to the 50 basis-point range since June 2023.
Property

Japan housing finance sells RMBS at widest spread since 2023

Many homeowners have been staying put because their current loans are so much cheaper than what they’d be able to get now.
Property

US mortgage rates decline to lowest point in nearly a year

Sluggish demand and a rising supply of new homes on the market are still forcing builders to lean on sales incentives, an analyst says.
Property

US homebuilder sentiment stays low despite mortgage-rate drop

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