Money Playbook
Before you take the plunge into property . . .
IS home really where the wealth is? Against the backdrop of an already modest price growth in recent decades, Singapore's changing demographics and potentially tighter government policies have injecte...
Never too young to draw up an estate plan
The process is also evolving, with a new trust to distribute CPF savings
How to stop personal debt from snowballing
One charity scheme nudges debtors into 'savings mode' more quickly to stop the spiral
Insurance via bite-sized premiums: tasty appetiser, but not a full meal
Entry is cheap and easy, but may not be enough for those with immediate need to close protection gaps of a certain size
Social media and investing: what influencers may not tell you
Nine in 10 Gen Zs use social media for information on investing, more than any other source of information, a survey shows
How to play your (credit) cards right
Use banking apps to set limits and always pay full sum owed to avoid debt traps and maximise your rewards
What will your finances look like in 10, 20, 30 years? There are apps for that
SHORE up three to six months' worth of expenses in an emergency fund. Allocate a quarter of income to investing. Buy insurance. Work towards S$1 million for retirement, ideally by 60.
Young, raring to go - and time to start prepping for retirement
3 in 4 Singaporeans are behind on retirement plans; start young to benefit from the power of compounding
Saving too much for rainy day can dampen retirement
At an estimated annual inflation rate of 2.5%, S$50,000 saved in banks over 20 years would lag inflation by 35%; investors should focus on a diversified mix of financial solutions
Deconstructing insurance for the young adult
There are seven fundamental types of insurance coverage that should be considered, depending on one's needs
