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THINKING ALOUD

预防性措施是维持健康保险可持续性的关键

在这个相互关联的体系中，作为支付方的雇主必须挺身而出

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Genevieve Cua

Genevieve Cua

Published Tue, Jul 28, 2026 · 07:00 AM
    • 高昂的医疗保健成本、人口老龄化、过度消费和过度开药的恶性循环，正困扰着个人和团体健康保险市场。
    • 高昂的医疗保健成本、人口老龄化、过度消费和过度开药的恶性循环，正困扰着个人和团体健康保险市场。 照片：YEN MENG JIIN, BT

    本文由AI辅助翻译

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    【新加坡】保险公司、保单持有人和企业都在努力应对医疗成本或医疗趋势通胀这个棘手问题。我们有可能控制住它吗？

    其全面影响发人深省。持有（私人）综合健保计划（IPs）的保单持有人因保费不断上涨而感到手头拮据。保险公司则艰难应对着飙升的索赔和岌岌可危的业务组合。

    经营IP业务的公司在微薄的利润空间上挣扎。而那些拥有团体医疗保险业务的公司处境更不容乐观。

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