A SMART LOOK AT INVESTING
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如何善用你的百万元退休基金
为未知绸缪，预留足够宽裕的安全边际，即使最坏的情况发生，也能高枕无忧。
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Published Tue, May 12, 2026 · 03:23 PM
本文由AI辅助翻译
想象一下：经过数十年的储蓄和投资，你终于实现了一个里程碑——投资组合价值达到100万新元。恭喜你，你完成了大多数人梦寐以求的目标。
但问题是：从你停止工作的那一刻起，时间就开始倒数。你每提取一元钱，就意味着这一元钱不再为你创造复利。
提取得太多、太快，你可能会面临钱花光了人还在的窘境；提取得太少，你又可能在最美好的年华里省吃俭用、精打细算。
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