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最让我担忧的退休建议

尽管“推荐”方案表面上看起来很诱人，但仔细审查至关重要

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    • 关于公积金终身入息计划和投资联结保单的错误投资建议，长远来看可能损害退休生活的保障。
    • 关于公积金终身入息计划和投资联结保单的错误投资建议，长远来看可能损害退休生活的保障。 照片：商业时报资料

    Christopher Tan

    Published Fri, May 22, 2026 · 03:00 PM

    本文由AI辅助翻译

    查看原文

    最近一天早上，当我在办公室附近的小贩中心吃早餐时，一位保险代理人走过来问我是否已经为退休做好了规划。

    我礼貌地告诉他，我已经做好了规划，并且我本人从事财富管理行业，精通投资。

    但他不理会，继续说下去。他说，他的公司有一个比公积金终身入息计划更好的年金计划，每年可以支付6%的回报。

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