The Business Times
business-time-50
MIND THE GAP
·
SUBSCRIBERS

您应该放弃您的综合健保双全计划吗？一次健康危机带来的启示

google-preferred-sourceAdd BT as a preferred source
Genevieve Cua

Genevieve Cua

Published Wed, Dec 10, 2025 · 07:00 AM
    • 新加坡的医院病床紧张状况将得到缓解。在2025年至2030年间，医疗系统将新增13,600张病床。
    • 新加坡的医院病床紧张状况将得到缓解。在2025年至2030年间，医疗系统将新增13,600张病床。 海峡时报档案照片

    本文由AI辅助翻译

    查看原文

    上个月我丈夫经历了一次健康危机，这让我开始思考为什么有相当一部分人，尤其是年长者，会考虑放弃他们的综合健保双全计划 (Integrated Shield Plans，简称IP)。

    这次经历之后，我自己也在想——我们是否应该完全放弃IP？几年前，我们已经从私人医院计划降级为A级重组医院的IP，并且没有购买附加险(riders)。

    当时，随着年龄增长而不断上涨的保费是一个考虑因素。但私人医院的天价收费、保单持有人过度消费医疗服务的行为，以及私人专科医生的过度服务，都让我感到不安。

    此翻译对您是否有帮助？

    Mind the GapHealthcareIntegrated Shield

    TRENDING NOW

    Singapore Kitchen Equipment was founded by husband-and-wife duo Sally Chua (left) and Alan Lee.

    Singapore Kitchen CEO, senior manager charged with alleged fraud, falsifying accounts; both to stay in jobs for now

    A residence in Vicolo delle Orsoline, Rome, Italy.

    How the ultra-rich buy property

    Third-gen owner Edmond Wong is not concerned about “vanity” metrics, and instead aims to “sustain a good business”.

    Profit with purpose: Kim Choo Kueh Chang’s pivot from public listing to protecting heritage

    Jardine Matheson's restaurant unit has reportedly been seeking to sell its KFC and Pizza Hut chains in Asian markets.

    Jardines has survived wars and market collapses. Can it survive the digital age?

    Latest T-bills Treasury Bills Results & Interest NewsLatest SSB Singapore Savings Bonds NewsLatest COE Certificate of Entitlement News
    Latest Johor-Singapore SEZ NewsLatest BTO Build To Order & Sales of Balance NewsLatest STI Straits Times Index NewsLatest SGX Dividends, Share Price NewsLatest Bonds Market NewsLatest Singapore Stocks To Buy NewsLatest Singapore Economy News
    View More