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为什么在超高龄的新加坡，长期护理应成为退休规划的一部分

这不仅关乎保险，更关乎远见、协作和准备

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    • 随着新加坡迈入“超高龄”社会，长期护理带来的财务影响可能十分巨大，需要人们提前规划。
    • 随着新加坡迈入“超高龄”社会，长期护理带来的财务影响可能十分巨大，需要人们提前规划。 照片：《商业时报》资料图

    Pearlyn Phau

    Published Mon, Sep 22, 2025 · 05:43 PM

    本文由AI辅助翻译

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    新加坡距离成为“超高龄”社会仅有数月之遥，这一转变日益要求我们重新思考长期护理和退休规划的内涵。一份准备更充分的长期护理计划，将为更舒适的退休生活奠定基础，尤其是在我们晚年健康状况可能下降的时候。

    到2026年，每五个新加坡人中就将有一位年满65岁或以上。这一里程碑反映了数十年来医疗保健和人均寿命的进步，但同时也标志着我们的生活、工作以及照顾自己和彼此的方式将发生根本性转变。

    退休不再是工作后短暂的篇章。对许多人来说，退休生活如今长达20至30年，并且必须考虑到不断上涨的医疗成本、失能的可能性，以及有尊严地独立老去的愿望。

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