The Business Times
business-time-50
Asean Business logo
SPONSORED BYUOB logo
THE LEADERSHIP PLAYBOOK

‘Our moat is our people’: GXBank CEO backs passion-driven teams to serve Malaysia’s underserved

About half of the bank’s customers are low-income Malaysians earning under RM4,000 a month

Summarise
Evan See

Evan See

Published Fri, Jun 5, 2026 · 02:46 PM
阅读简体中文版 (beta)
    • GXBank CEO Kaushik Chowdhury believes the Malaysian digital bank could achieve profitability by June 2027.
    • GXBank CEO Kaushik Chowdhury believes the Malaysian digital bank could achieve profitability by June 2027. PHOTO: GXBANK

    The strategies and stories that shape today’s leaders

    [SINGAPORE] For GXBank CEO Kaushik Chowdhury, building a digital bank has never just been about the tech stack.

    Strong digital capabilities and operating within the Grab ecosystem have enabled the Malaysian digital lender to tap Grab’s wide range of data to assess credit risk, with a system of optimised processes that allows the bank to approve a loan within 10 minutes.

    The Leadership PlaybookDigital bankingFintechMalaysiaGXS BankAsean BusinessAsia-Pacific

    TRENDING NOW

    From shy teenager to outspoken philanthropist, Chloe Tong has come a long way.

    Grab CEO’s wife Chloe Tong on life with Anthony Tan and finding her purpose

    HDB said the listed price of S$2.18 million for the flat at 93B Telok Blangah Street 31 was “significantly higher” than comparable transactions in the area.

    HDB reviewing ‘jumbo’ flat scheme after Telok Blangah unit listed for sale at S$2.18m

    From left: Pham Nhat Quan Anh, Pham Nhat Vuong, Pham Thu Huong and Pham Nhat Minh Hoang. The couple (centre) remain senior figures in Vingroup, with their children’s presence in the ecosystem growing.

    He built the Vingroup empire. Now South-east Asia’s richest man is handing some key roles to his sons

    The judge also rejected Radiant World’s argument that a claim against Glencore for about US$2 billion should be regarded as a “realisable asset”.

    Singapore judge raises doubts iron ore trader Radiant World is owed US$1 billion

    Latest T-bills Treasury Bills Results & Interest NewsLatest SSB Singapore Savings Bonds NewsLatest COE Certificate of Entitlement News
    Latest Johor-Singapore SEZ NewsLatest BTO Build To Order & Sales of Balance NewsLatest STI Straits Times Index NewsLatest SGX Dividends, Share Price NewsLatest Bonds Market NewsLatest Singapore Stocks To Buy NewsLatest Singapore Economy News
    View More