The Business Times
business-time-50
Asean Business logo
SPONSORED BYUOB logo
THE LEADERSHIP PLAYBOOK
·
SUBSCRIBERS

‘Our moat is our people’: GXBank CEO backs passion-driven teams to serve Malaysia’s underserved

About half of the bank’s customers are low-income Malaysians earning under RM4,000 a month

Summarise
google-preferred-sourceAdd BT as a preferred source
Evan See

Evan See

Published Fri, Jun 5, 2026 · 02:46 PM
阅读简体中文版 (beta)
    • GXBank CEO Kaushik Chowdhury believes the Malaysian digital bank could achieve profitability by June 2027.
    • GXBank CEO Kaushik Chowdhury believes the Malaysian digital bank could achieve profitability by June 2027. PHOTO: GXBANK

    The strategies and stories that shape today’s leaders

    [SINGAPORE] For GXBank CEO Kaushik Chowdhury, building a digital bank has never just been about the tech stack.

    Strong digital capabilities and operating within the Grab ecosystem have enabled the Malaysian digital lender to tap Grab’s wide range of data to assess credit risk, with a system of optimised processes that allows the bank to approve a loan within 10 minutes.

    The Leadership PlaybookDigital bankingFintechMalaysiaGXS BankAsean BusinessAsia-Pacific

    TRENDING NOW

    Vinhomes’ growth may also underscore the broader economic trajectory in Vietnam, where GDP expanded 7.8% in the first quarter.

    Vingroup’s shares surge 1,000% to overtake regional heavyweights including Singtel and JD.com

    The pair of freehold bungalows in Belmont Road will be torn down by the Ong family members to build new houses.

    Lian Beng Group’s Ong family members pick up two bungalows in Belmont Road for S$60 million

    A residence in Vicolo delle Orsoline, Rome, Italy.

    How the ultra-rich buy property

    Mainland residents have long used Hong Kong’s financial system to bypass Beijing’s strict capital controls.

    Banks curb China trips, delay events after cross-border scrutiny

    Latest T-bills Treasury Bills Results & Interest NewsLatest SSB Singapore Savings Bonds NewsLatest COE Certificate of Entitlement News
    Latest Johor-Singapore SEZ NewsLatest BTO Build To Order & Sales of Balance NewsLatest STI Straits Times Index NewsLatest SGX Dividends, Share Price NewsLatest Bonds Market NewsLatest Singapore Stocks To Buy NewsLatest Singapore Economy News
    View More