Healthcare costs
New IP rider premiums to cost at least 30% less, with one insurer offering an 84% reduction
All seven insurers will be launching new Integrated Shield Plan rider products by Apr 1
Budget 2026: MOH to extend MediShield Life to selected preventive surgeries, revamp MediSave scheme
An AI tool to help doctors flag Healthier SG enrollees at high risk of chronic disease will also be rolled out
Government took action on IP riders after spotting potential ‘serious market failure’: Ong Ye Kung
Private hospital IP rider premiums have grown at an average of 17% annually for the past three years, double that of IP premiums
The American affordability crisis: Competing diagnoses, divergent remedies
Finding workable solutions will require moving beyond ideological commitments to evidence-based evaluation
Integrated Shield dilemmas: Insurance body tackles consumers’ key concerns
Life Insurance Association answers questions on premiums, riders and when to review IPs
What obesity and palliative care reveal about the economies of health and healthcare
Should interventions aimed at improving health and alleviating suffering not be valued equally?
‘Don’t be Fomo’, wait for clarity on revised premiums before renewing IP riders: advisers
Under the revised rules, premiums for new riders are expected to fall by about 30%
MOH scraps full-deductible IP riders to tame rising private healthcare bills
The co-payment cap, which applies after the deductible, will also double to S$6,000
IP rider changes: Yet another stab at dampening claims and improving insurers’ results
For policyholders, this means less coverage of a hospital bill, though rider premiums are expected to be 30% lower
New IP rider rules: What stays, what goes, and how it affects you
MOH hopes removing riders that fully cover the deductible will maintain ‘cost discipline’ and reduce unnecessary admissions, tests and overnight stays
