High net worth individuals

What makes an insurance product a universal life plan?

High-net-worth insurance as a multi-generational wealth planning tool

Amidst the US$6 Trillion Wealth Transfer, high-net-worth families are increasingly using Indexed Universal Life (IUL) insurance in their multi-generational wealth strategies. Find out how and why.

In 2025, the Bank of Singapore's family office and wealth advisory team registered a record number of client engagements globally.

Bank of Singapore strengthens family office, wealth advisory team to support UHNW demand

Ultra-high-net-worth clients are a ‘key growth segment’, says the bank

Dubai has assembled a powerful formula for attracting wealth, but the ongoing Gulf conflict has put geopolitical risk back at the centre of investors' minds.
THE BROAD VIEW

As war unsettles the Gulf, wealthy families reassess where to place capital and relocate

The UAE has long drawn mobile wealth and global talent, but investors may now be considering Singapore and Hong Kong

In Asean, where many family businesses are transitioning from founder-led leadership to sibling partnerships, it is important to build strong governance foundations.
THE BOTTOM LINE

Why family enterprises must move from ‘paper boards’ to real boards

Without strong governance structures, the board becomes the stage for conflict

Carlton Crabbe, chief executive of Capital for Life, says the firm's survey of demand for indexed universal life plans finds a significant gap in advice, which is a "clear opportunity".

Rising appetite for high-net-worth insurance, even among the mass affluent

While this expands the traditional audience for HNW insurance, it also underscores the need for needs-based and suitability advice

Vincent Eck, Swiss Re’s head of key accounts and origination for Asia-Pacific ex-China), says "significantly larger" cases of traditional high-net-worth insurance products were placed in 2025.

Insurance solutions for the wealthy see robust demand

High-net-worth insurance earnings are expected to rise in double digits over the next two to five years

Indonesia is home to some of the wealthiest billionaires in South-east Asia, where 10 of the richest have a combined net worth of more than US$180 billion.

Rich families face tax audits as Indonesia races to plug deficit

The country’s tax ratio is among the lowest in the world, at about 10% of GDP last year