Money Playbook

THERE has been much talk over the risk of buy now, pay later (BNPL) solutions on consumer debt, with such schemes appearing to prey mainly on credit-starved Gen Zs.

CONSUMERS can look to benefit from banks competing for their dollars with new forms of rewards programmes and travel-related services as Singapore transitions to an endemic Covid-19 reality.

IS home really where the wealth is? Against the backdrop of an already modest price growth in recent decades, Singapore's changing demographics and potentially tighter government policies have injecte...

The process is also evolving, with a new trust to distribute CPF savings

One charity scheme nudges debtors into 'savings mode' more quickly to stop the spiral

Entry is cheap and easy, but may not be enough for those with immediate need to close protection gaps of a certain size

Nine in 10 Gen Zs use social media for information on investing, more than any other source of information, a survey shows

Use banking apps to set limits and always pay full sum owed to avoid debt traps and maximise your rewards

SHORE up three to six months' worth of expenses in an emergency fund. Allocate a quarter of income to investing. Buy insurance. Work towards S$1 million for retirement, ideally by 60.