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尽管货币政策大幅宽松，印尼仍难以重振贷款增长

各行业企业情绪依然谨慎，资本密集型行业尤为如此

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Elisa Valenta

Elisa Valenta

Published Wed, Jan 14, 2026 · 11:27 AM
    • 企业和银行家警告称，若对印尼经济前景缺乏更强信心，更廉价的信贷也难以提振借贷需求。
    • 企业和银行家警告称，若对印尼经济前景缺乏更强信心，更廉价的信贷也难以提振借贷需求。 图片来源：路透社

    本文由AI辅助翻译

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    【雅加达】尽管银行流动性充裕且利率已大幅下调，但由于借款人态度谨慎以及政策不确定性持续对信贷周期构成压力，印度尼西亚的贷款增长预计将持续低迷。

    自去年以来，Bank Indonesia (BI) 已将其基准利率下调了125个基点，此后便将重心转向推动商业银行传导降息效应。

    尽管如此，企业和银行家警告称，如果对经济前景没有更强的信心，仅降低信贷成本对提振借贷作用甚微。

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