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您的遗产规划决定了代价由谁承担

遗嘱只处理您遗产范围内的资产，并且只在您去世后生效

    • 妥善的遗产规划关乎您所制定的计划是否能致敬您的意愿、价值观和您所关心的人。
    • 妥善的遗产规划关乎您所制定的计划是否能致敬您的意愿、价值观和您所关心的人。 照片：YEN MENG JIIN, BT

    Grace Tay

    Published Tue, Sep 1, 2026 · 03:28 PM

    本文由 AI 翻译，关键事实请以原文为准。

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    根据大华私人银行 (UOB Private Bank)、波士顿咨询公司 (Boston Consulting Group) 和新加坡国立大学（国大）商学院一份2025年的报告预测，到2029年，亚洲的私人财富预计将达到99万亿美元，而该区域超过六成的富裕人士年龄将至少达到60岁。

    新加坡正处于这一转变的中心。到2030年，每四个新加坡人中就有一人将超过65岁。

    然而，在许多新加坡家庭中，典型的遗产规划是这样的：一份不知放在何处的遗嘱、一套联名拥有的组屋，以及一份将配偶指定为公积金（Central Provident Fund, CPF）受益人的公积金受益人提名。

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