Personal Finance

BT EXPLAINS

With T-bill yields falling to lows, which assets bring higher returns?

Current rates are far from competitive, for those hoping to retrieve returns worth their while

Pierre Gasly (left) and Franco Colapinto (right) drive for the Alpine F1 Team.

The road to and beyond F1: Alpine drivers Gasly and Colapinto talk investments and driver academies

Pierre Gasly has raced in F1 for eight years, while Franco Colapinto is still making his mark

The study found a gap between respondents’ retirement aspirations and their readiness for it – with many Singapore residents being inadequately prepared for the life stage.

1 in 2 Singapore residents plans to work after retirement: AIA study

Meaningful contribution and engagement are strong motivators, it finds

A mini-retirement is defined as an intentional career break to focus on passions, well-being and family, lasting from a few months to a few years.

Half of affluent Singaporeans plan multiple ‘mini-retirements’: HSBC

They will fund these breaks with investment income and personal savings

Singlife says that eligible GXS customers will be covered for up to three times their investment amount, capped at S$100,000.

Singlife, GXS partner to embed insurance in digital bank’s first investment product

The collaboration will allow eligible bank customers who invest in the offered fund to receive complimentary group personal accident insurance coverage

Incumbents are not taking things sitting down, but are innovating to spruce up their offerings, win over younger investors and differentiate themselves.
BRUNCH

Brokerage wars: Incumbents push back as investors flock to Moomoo, Tiger Brokers, FSMOne

The new kids on the block have gained ground with the share of investors in Singapore who use digital brokerages as their primary online broker rising

Wise co-founder and CEO Kristo Kaarmann notes that having pricing transparency in cross-border wire transactions would increase competition among banks.
TOPLINE

Wise aims for faster, cheaper transactions amid Asia-Pacific expansion

The London-listed fintech firm continues building its technological capabilities to complement existing banking services

Be mindful of not just saving but making your money work harder for you.
MONEY MATTERS

Women and their money

By empowering themselves with financial know-how, they will be able to make informed decisions and manage their finances well

Although tariffs and trade tensions may be challenging in the short term, they are expected to accelerate investments in automation and robotics in response to reshoring trends.

Nine themes set to reshape portfolios

Policies under Trump 2.0 and key regulatory decisions will have an impact on sectors from fintech to biodiversity

Private-market funds are expected to offer diversification benefits and higher risk-adjusted returns. Liquidity, however, is relatively infrequent and fees are higher.
MIND THE GAP

Private-markets access for retail investors is mostly good – but with caveats

Investors should be cautious about factors such as the policing of funds’ marketing, disclosures and practices, as well as the advisory process