Integrated Shield

Industry margins are thin, and part of 2025’s performance likely came from the premium increases in September 2024

The services of iXchange as a third-party administrator have dampened bill size growth to the low single digits

It coincides with more people strengthening financial resilience by boosting health coverage, pursuing wealth accumulation: industry body

With the IP industry’s profit margin at just 0.5%, commissions and costs to insurers and policyholders are under scrutiny

Riders are cheaper but increase out-of-pocket costs. Is the switch worth it? What are the hidden costs and cancer coverage changes?

Singapore is expected to reach ‘super-aged’ status this year, and an ageing population will suffer more chronic diseases and need healthcare

Beyond understanding healthcare and insurance preferences, one should also have adequate emergency funds

Insurers are adjusting product features in response to the new framework

This comes after launch of new, cheaper riders which do not cover deductibles, the latest effort to curb ‘buffet syndrome’