Ministry of Health

Health Sciences Authority expands its economic role in Singapore’s biomedical ecosystem

This includes strengthening its position as a regional and global reference authority

New riders to be sold will differ in their coverage, with some covering only up to public hospital stays and some including private hospital stays as well.

New IP rider premiums to cost at least 30% less, with one insurer offering an 84% reduction

All seven insurers will be launching new Integrated Shield Plan rider products by Apr 1

Cordlife notes that members of this claimant group are clients whose units were stored in tanks later labelled as “damaged” and “high risk”.

Cordlife faces S$5.45 million civil claim from clients over damaged cord blood units

Alternatively, the claimants are seeking a refund of all storage fees paid to date, or an order for the assessment of damages

Riders, which are paid fully in cash, are optional add-ons that reduce out-of-pocket costs by covering deductibles and co-payments.

‘Don’t be Fomo’, wait for clarity on revised premiums before renewing IP riders: advisers

Under the revised rules, premiums for new riders are expected to fall by about 30%

Existing policyholders will not be affected, and insurers may continue selling riders under the current regime until Mar 31, 2026.

MOH scraps full-deductible IP riders to tame rising private healthcare bills

The co-payment cap, which applies after the deductible, will also double to S$6,000

Riders are optional add-ons to an Integrated Shield Plan. They are meant to reduce one's out-of-pocket costs when making a hospital claim.
BT EXPLAINS

New IP rider rules: What stays, what goes, and how it affects you

MOH hopes removing riders that fully cover the deductible will maintain ‘cost discipline’ and reduce unnecessary admissions, tests and overnight stays

MOH has directed Cordlife to review all laboratory records of new cord-blood units collected since the resumption of its cord-blood banking services in January 2025.

Cordlife Group faces one-year suspension over cord-blood banking service lapses

This is the latest setback for the company following its mishandling of cord-blood units in 2023

The Ministry of Health will also launch an AI assistant on the consolidated HealthHub app, and progressively introduce AI for predictive and preventive care.

Raising AI literacy, deploying it in healthcare and social services among ministries’ plans

Equipping Singaporeans with artificial-intelligence skills is part of the government’s focus on strengthening assurances throughout life