The Banker

THE BANKER

Why AI is now embedded ‘in almost everything we do’: OCBC’s Praveen Raina

The bank is investing in talent and expanding research partnerships with universities

Sharon Tan, head of SME banking at DBS, says it is crucial to understand the unique challenges each business is facing to create relevant solutions for them.
THE BANKER

Genuine curiosity, strong business acumen key to building relationships in SME banking: DBS’ Sharon Tan

She says SMEs need to future-proof and transform themselves, and rethink making their supply chains more regional in nature

Damien Tan, Citi's head of corporate bank for Singapore, has "always wanted to be a banker".
THE BANKER

Tariffs spark caution but no financing rush this time round: Citi’s Damien Tan

‘The key difference is that during the Covid-19 pandemic, there were a lot of demands for funding, bolstering of balance sheets, and drawdown of loans,’ Tan says

Tommy Leung, head of global private banking, South Asia at HSBC, did not plan to be a banker.
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Plan for the next five years, not the next five headlines: HSBC’s Tommy Leung

Relying on day-to-day developments is a flawed approach, says the lender’s head of global private banking in South Asia

“You never know when something can break out or escalate; what we do know is that the world has a new disorder,” says Lim Chen Chen, UOB’s group head for structured trade and commodity finance.
THE BANKER

Manage risks in commodity financing by bracing for constant uncertainty: UOB’s Lim Chen Chen 

Commodities have become more strategic than ever, says UOB’s group head of structured trade and commodity finance

Kelvin Wong, DBS managing director and head of energy, renewables and infrastructure, says it is important to keep abreast of current trends.
THE BANKER

Bankers need grit to navigate the shifting energy landscape: DBS’ Kelvin Wong

Industry players are increasingly concerned about storage and grid capacities, says the lender’s head of energy, renewables and infrastructure

Tancy Tan, HSBC Singapore's chief operating officer, says it is important that she can be herself and express her views, so as to retain her sense of curiosity and critical thinking.
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Banks should spend as much time on their people as on data, tech: HSBC’s Tancy Tan

She says that one of her main focuses at work is to build a workforce that is skilled, adaptable and mentally resilient to changes

“With partners, it’s important that we see where they’re coming from, so that we can co-create something that’s seamless and also good for all of us,” said P’ing Lim, head of ecosystem and cross-border transfers for DBS’ regional consumer banking business.

Value creation in banking ecosystems goes beyond transactional partnerships: DBS’ P’ing Lim

She says she found her purpose in being able to avail financial services to everyone

Ashmita Acharya, head of wealth and personal banking at HSBC Singapore, says: “Today’s bank may not be identical to tomorrow’s, but banks like HSBC have ridden through multiple different cycles, so there is no reason why we cannot navigate what’s out there."
THE BANKER

Bankers need to learn to deal with ambiguity to navigate rising uncertainty: HSBC’s Ashmita Acharya

Banks also need to have an external mindset, with new providers and partners coming into the market

Gunjan Kalra, Asia head of Citi Commercial Bank, says: “Our clients are phenomenal. You get to know the trends of the future and meet founders whose visions are quite inspiring."
THE BANKER

Rapid globalisation of Asia corporates drives demand for innovative solutions: Citi’s Gunjan Kalra

She says Asia is home to a growing number of new, emerging and mid-sized companies that are aggressively pursuing growth