CPF Life

Retirement planning ideally starts when one enters the workforce, but even people in their 60s should have a plan

How much in total income they have from age 65 varies by what they have in CPF and whether they buy annuities

The planner uses the firm’s ‘sufficiency, safety and flexibility’ framework

Combining CPF Life with cash and equivalents and private annuities can provide a more assured retirement income

Phrases like "capital guaranteed on death" are being challenged as some agents use misleading comparisons to clinch a sale. Genevieve Cua and financial expert Christopher Tan of Providend expose this ...

Consumers should educate themselves about the Retirement Sum Scheme and CPF Life, and view how these fit into their retirement plan

The death benefit of ILPs typically has a guaranteed component, but there is no capital guarantee

While ‘recommended’ options may look compelling on paper, careful scrutiny is essential

In an increasingly volatile world, hold some risk-free investments