personal finance

Beyond the algorithm: when AI says sell, who tells you no?

Can your financial plan withstand a market crash as AI drives wealth management? Algorithms offer efficiency, but human advisors manage emotions. What about AI's role versus the essential, empathetic ...

Fractional investing enables investors to purchase a portion of a share or unit, rather than the full amount, at the prevailing market price.

A slice of the pie: fractional investing deconstructed

Fractional investing lets you buy a piece of expensive stocks like Tesla or Amazon, offering precision diversification without high upfront costs. Find out how to build wealth one fraction at a time.

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THRIVE NEWSLETTER

I tracked my dad’s expenses to find out how much retirement costs

[SINGAPORE] When I was about five, I promised my dad that when he retired, I’d buy him a pink Ferrari and fill his bank account with millions.

How should young investors redefine financial security so it's attainable in their lifetimes?

Nest egg obsolete: fishing skills now equal financial security

Young investors prioritise volatile crypto over traditional retirement savings. Is financial security shifting from saving to mastering money-making?

What are the real comparative advantages of active ETF strategies in the current market conditions?

Beyond the index: how active ETFs offer adaptability in volatile markets

Is passive investing a Trojan horse? Index funds now pose an extreme concentration risk. What should you do, then?

From left: Amarjit Kaur of Withers Khattarwong; Anurag Garg of Michael Page Singapore; and Howie Lim, correspondent, The Business Times.

Navigate job market caution; secure higher salary bumps

Considering a job change? Legal experts cover contract risks like clawbacks and non-compete clauses.

When a patient is unsure of how soon they can see a doctor, or whether a visit will cost S$200 or S$2,000, they will not have the confidence to seek the care they need, says the writer.
THE BROAD VIEW

Top-tier healthcare is within reach. Why do Singaporeans still hesitate?

Confidence in the system is what moves patients from a reactive to a proactive approach to their healthcare

What signals suggest that hidden concentration may be building over time?

Familiarity: portfolio’s silent risk, hidden concentration builds

Is comfort trapping your portfolio? Howie Lim learns to spot subtle shared risk drivers beyond sectors and adopt measured strategies for trimming concentrated positions.

How do we recognise and realise “technology alpha”: the outsized returns generated by tech-driven investments?

Tech alpha: why adoption and R&D matter more than P/E

What is Big Tech risk? How can we identify true game-changers amidst hype, and navigating the volatility of AI, geopolitics, and regulation? Howie Lim finds out.