personal finance
The great yield shift: why banks are gaining altitude as Reits seek grounding
High-yield investments are diverging. Higher rates benefit banks, while Reits face challenges from narrowing spreads, rising debt costs, and low valuations. How do we navigate uncertainty to secure be...
Risk reset: differentiating a flash sale from a fundamental flaw
Is "buying the dip" still relevant? High interest rates and market volatility challenge old rules. Howie Lim seeks expert advice on systematic strategies to identify genuine bargains and avoid traps.
To risk or not to risk your risk-free 4% CPF return?
CPF's rock-solid 4 per cent Special Account return is changing. By 2028, a new life-cycle portfolio scheme will replace it. Is this upgrade necessary or too risky?
Beyond the algorithm: when AI says sell, who tells you no?
Can your financial plan withstand a market crash as AI drives wealth management? Algorithms offer efficiency, but human advisors manage emotions. What about AI's role versus the essential, empathetic ...
A slice of the pie: fractional investing deconstructed
Fractional investing lets you buy a piece of expensive stocks like Tesla or Amazon, offering precision diversification without high upfront costs. Find out how to build wealth one fraction at a time.
I tracked my dad’s expenses to find out how much retirement costs
[SINGAPORE] When I was about five, I promised my dad that when he retired, I’d buy him a pink Ferrari and fill his bank account with millions.
Nest egg obsolete: fishing skills now equal financial security
Young investors prioritise volatile crypto over traditional retirement savings. Is financial security shifting from saving to mastering money-making?
Beyond the index: how active ETFs offer adaptability in volatile markets
Is passive investing a Trojan horse? Index funds now pose an extreme concentration risk. What should you do, then?
Navigate job market caution; secure higher salary bumps
Considering a job change? Legal experts cover contract risks like clawbacks and non-compete clauses.
Top-tier healthcare is within reach. Why do Singaporeans still hesitate?
Confidence in the system is what moves patients from a reactive to a proactive approach to their healthcare
