personal finance
Credit score myths debunked: what banks really look for
Are you managing your financial reputation correctly? Your credit score impacts everything. Experts bust the biggest myths, from "clean" profiles to unused cards.
Liquidity: the anxiety antidote
With non-stop, stacked inflation, is your emergency fund truly prepared? A simple budget won't cut it. Uncover the crucial distinction between appearing financially stable and being genuinely ready.
Yield without fear: Navigating credit markets in a high-rate era
With $12 trillion in money markets, fixed income is vital. Discover bond selection, market opportunities, high-yield bond risks, and strategies for resilient portfolios amid unpredictable interest rat...
The great yield shift: why banks are gaining altitude as Reits seek grounding
High-yield investments are diverging. Higher rates benefit banks, while Reits face challenges from narrowing spreads, rising debt costs, and low valuations. How do we navigate uncertainty to secure be...
Risk reset: differentiating a flash sale from a fundamental flaw
Is "buying the dip" still relevant? High interest rates and market volatility challenge old rules. Howie Lim seeks expert advice on systematic strategies to identify genuine bargains and avoid traps.
To risk or not to risk your risk-free 4% CPF return?
CPF's rock-solid 4 per cent Special Account return is changing. By 2028, a new life-cycle portfolio scheme will replace it. Is this upgrade necessary or too risky?
Beyond the algorithm: when AI says sell, who tells you no?
Can your financial plan withstand a market crash as AI drives wealth management? Algorithms offer efficiency, but human advisors manage emotions. What about AI's role versus the essential, empathetic ...
A slice of the pie: fractional investing deconstructed
Fractional investing lets you buy a piece of expensive stocks like Tesla or Amazon, offering precision diversification without high upfront costs. Find out how to build wealth one fraction at a time.
I tracked my dad’s expenses to find out how much retirement costs
[SINGAPORE] When I was about five, I promised my dad that when he retired, I’d buy him a pink Ferrari and fill his bank account with millions.
Nest egg obsolete: fishing skills now equal financial security
Young investors prioritise volatile crypto over traditional retirement savings. Is financial security shifting from saving to mastering money-making?
