personal finance

THINKING ALOUD

AI relationships, no. AI relationship managers, yes

About 92% of Singaporeans surveyed say their goal is to remain self-sufficient for as long as possible without relying on others.

Young Singaporeans devote two-fifths of income to family, delaying financial readiness: Manulife survey

How to stop trading your long-term future for short-term survival?

The six-month breaking point: are you actually prepared for the unforeseen?

What stops everyday Singaporeans from investing, and how can these friction points be tackled?

Stop waiting for the ‘right time’: why micro-investing is the new wealth superpower

What does a really safe portfolio actually look like and how’s the next half of the year looking?

Mid-year reality check: the “ETF and chill” era is over

From left: Ayush Goyal of MoneyHero Group; Wong Sok Quan of Credit Bureau Singapore and Howie Lim, correspondent, The Business Times.

Credit score myths debunked: what banks really look for

Is your emergency fund ready for relentless inflation? A basic budget isn't enough.

Liquidity: the anxiety antidote

How should the average retail investor think about reintroducing fixed income into a typically equity-heavy personal portfolio?

Yield without fear: Navigating credit markets in a high-rate era

What is driving the growing divergence between banks and Reits in the current market?

The great yield shift: why banks are gaining altitude as Reits seek grounding

How do we tell the difference between a temporary market "dip" and a more fundamental, long-term market expectation reset?

Risk reset: differentiating a flash sale from a fundamental flaw