Sense & Cents

SENSE & CENTS

Scenario of AI-driven jobless economic growth need not scare investors and society

Don't scoff at earning at least 2.5% per annum on CPF savings in an unpredictable world.
SENSE & CENTS

Think hard about embracing the new CPF life-cycle investment scheme 

Boards and management teams of listed entities should always think of small, loyal shareholders, including retirees
SENSE & CENTS

A loyal shareholder reflects on riding through tough times in equities markets

For professionals, having children may involve high direct and indirect costs. But there are also unique rewards, says the writer.
SENSE & CENTS

Having a child can be a financial mistake, but that’s okay

Market leader DBS can benefit from investors allocating more capital to Singapore stocks.
SENSE & CENTS

‘Pricey’ DBS can still be worth buying 

Homeownership is often seen as a key pillar to ensuring financial adequacy for retirement.
SENSE & CENTS

Mind the costs of using CPF savings to buy a home

Luxury brands operate in an environment where tastes can change quickly and competition could intensify.
SENSE & CENTS

Riding on the appetites of the wealthy by investing in luxury carries risks

Living an increasingly long life raises the risks that one runs out of money.
SENSE & CENTS

Learning to cope financially with the longevity ‘curse’

Interest rates may trend lower near term, but there are substantial risks of much higher interest rates over the longer term.
SENSE & CENTS

Mega trends could drive more elevated interest rates over the longer term

Getting a good university degree can help one bag a good job as a salaried worker and a desirable financial outcome in life.
SENSE & CENTS

Education attainment-financial rewards link makes PSLE a high-stakes rite of passage