Sense & Cents
Riding on the appetites of the wealthy by investing in luxury carries risks
Tastes change, operating environments are tricky, competition may intensify and rich folk may be political targets
Learning to cope financially with the longevity ‘curse’
Live beyond 100? Inflation can be ruinous, timing when to run down capital gets tricky, and taxes could rise
Mega trends could drive more elevated interest rates over the longer term
High trade tariffs and weak sovereign credit will exert upward pressure on interest rates
Education attainment-financial rewards link makes PSLE a high-stakes rite of passage
Graduates generally earn more and the risk-reward ratio favours a salaried worker in a good organisation
Consider having more financial aid that Singaporeans receive flow into local equities and bonds
Allow the option to use housing-related subsidies and grants to buy local stocks and bonds
Should philanthropists follow Gates’ lead in giving away their fortunes during their lifetimes?
Those who plan to leave their offspring financial legacies must inculcate good habits among their beneficiaries
Learning how to cope with losing is an integral part of an investor’s journey
This is important since losses will be hard to avoid with the rise in financial market volatility
Investors should not avoid Reits over fears of dilutive equity raisings
Trust managers can drive growth with astute property purchases
Be long-term overweight on Singapore equities and property as the US’ tailwind becomes a headwind
While the world is in flux, the Republic offers certainty in pragmatic policymaking and in addressing long-term challenges
As an investor, I am fine if companies dial down on diversity initiatives
What matters are profits, financial prudence, shareholder treatment and ethics
