Mind the Gap

MIND THE GAP

Strong year for insurance par funds, but bonuses stay the same for most

Be wary of sales pitches that dangle high income but are not explicit on where risks lurk.
MIND THE GAP

Should you sacrifice some CPF Life income in favour of ILPs? Tread carefully

Renewables are a bright spot for sustainable investment funds, as energy security concerns prompt governments and corporates to diversify their energy sources.
MIND THE GAP

Sustainable investing: Net inflows and relative returns slide

Mount Alvernia is now the sole not-for-profit private hospital, but a new one is in the pipeline. It will be a welcome option for those who want more affordable private care.
MIND THE GAP

Shedding light on IP challenges: medical-cost inflation and thin margins

Private credit funds are seeing their "first true outflow cycle", says Morningstar's Brian Moriarty. "It's up to asset managers to prove they can handle that pressure."
MIND THE GAP

Redemption gates in private credit: stress signal or protective feature?

Oil prices have shot up and down in the wake of the US-Israeli strikes on Iran and subsequent developments.
MIND THE GAP

How scary is geopolitical risk? Oil price is key

Large policies like indexed universal life are a tool in legacy planning as their cash payout makes it possible to equalise the distribution of an estate to heirs, unlike real estate or a business.
MIND THE GAP

Indexed universal life plans hit the sweet spot among wealthy and mass-affluent clients

Carlton Crabbe, chief executive of Capital for Life, says most problems in indexed universal life arise not from fees, but from unrealistic expectations or clients failing to fund the policy consistently and on time.

Points to consider before you commit to an indexed universal life plan

The Lifetime Retirement Investment Scheme may finally come to fruition for the CPF, giving an option for those who wish to use their CPF money to invest in a low-cost portfolio to beat inflation and the Ordinary Account interest rate of 2.5%.
MIND THE GAP

Glide-path portfolio for the CPF’s LRIS: an idea whose time has come

Traders at Hana Bank in Seoul, South Korea. The country's efforts to improve governance through its Corporate Value-Up Programme has yielded results; the South Korea Value-Up Index recorded an 89.4% gain at end-2025.
MIND THE GAP

Strides in governance could help Asian markets challenge US exceptionalism