Money Matters

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Is salary talk still taboo? Your younger colleagues may not think so.

[SINGAPORE] Earlier this week, I asked my colleagues: “Do you guys talk about pay here? How about at your previous workplace?”

A declining interest rate environment often signals a prime opportunity for mortgage refinancing.
MONEY MATTERS

Shifting gears: Navigating the new normal of falling interest rates

While returns on savings dip, yields on risk assets may grow. It’s time to adjust your investments and finances

With some planning, personal and company insurance can work hand in hand to provide comprehensive and cost-effective protection.
MONEY MATTERS

Are you well covered by health insurance?

It is essential that you manage your personal and company insurance plans and employee medical benefits

BT
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Do we owe our parents a monthly allowance?

[SINGAPORE] While catching up with friends the other day, one of them casually dropped this question (in front of my dessert, no less): “Eh how much are you guys giving your parents every month?”

The book highlights that as you move up the wealth ladder, you spend less time working for money and more time having money work for you, such as through business ownership and investments.
MONEY MATTERS

Climbing the wealth ladder

Nick Maggiulli’s new book helps the reader to understand what is required to create large lifestyle changes in his financial journey

BT
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How social media might be making you feel “poor”

[SINGAPORE] It takes me about three scrolls on TikTok before I see yet another influencer draped in couture, dining at the latest “must-try hidden spot”. Switch to Instagram and my unemployed friends ...

Singapore inheritors are most likely to receive their inheritance assets in the form of real estate (19.7%), followed by business interests (18.1%), and then cash (17.7%).
MONEY MATTERS

Developing a wealth mindset

It involves identifying and overcoming negative beliefs about money, and enhancing the ability to grow and preserve wealth

An LPA is drawn up to appoint people (donees) to look after you (the donor) and make decisions on your behalf, at a time when you lose mental capacity.
MONEY MATTERS

When an ex-wife fights to control her stroke-stricken ex-hubby’s assets

Why you should make your Lasting Power of Attorney early

A cash bucket allows you to enjoy liquidity whenever you need to draw down your financial resources during retirement, regardless of market ups and downs.
MONEY MATTERS

Should I retire during market uncertainty?

The litmus test of a sound retirement plan is one that would not be derailed by external shocks such as poor market performance

Be mindful of not just saving but making your money work harder for you.
MONEY MATTERS

Women and their money

By empowering themselves with financial know-how, they will be able to make informed decisions and manage their finances well