The Science of Wealth

SCIENCE OF WEALTH

Embrace quietness and overcome the fear of missing out

The financial world rewards noise, but true wealth rewards patience. Adopt quiet compounding – a life philosophy that frees your mental energy for other important pursuits

A US recession and/or a deterioration of labour markets, both of which are inherently disinflationary, could allow the Fed to cut rates more proactively.
SCIENCE OF WEALTH

Perspectives on the Fed rate cut, gold and the US dollar

Instead of chasing the latest investment trend, focus on generating stable and less-volatile returns with a diversified portfolio that is appropriate for your risk appetite

Many articles proclaim the demise of the 60/40 portfolio because of the aenemic returns in 2021-2022. But since the end of 2022, the 60/40 portfolio is up 40 per cent.
SCIENCE OF WEALTH

Is this time different for the 60/40 portfolio?

We should actually anchor our expectations on the longer-term historical evidence

Building your financial capital is akin to laying tracks for a railroad. At some point, the railroad or your portfolio will allow you to travel further and faster than you could ever walk.
SCIENCE OF WEALTH

From grit to growth: A young investor’s journey to financial success

Hone your skills, take one step at a time and be disciplined about investing; the sooner you start, the better

As the Straits Times Index touches new highs, investors wonder if the current rally has legs.
SCIENCE OF WEALTH

Will the Singapore stock market continue to outperform?

The Straits Times Index has underperformed some markets such as South Korea, China and Hong Kong this year but still remains one of the best performers

The S&P 500 has registered a peak-to-trough fall of 18.8 per cent in 2025. But it now stands at a historic high, and has generated a positive 7.5 per cent return for the year.
SCIENCE OF WEALTH

Why markets keep rising

The continued growth in companies’ sales and earnings is driven by the ever-increasing number of people who use their goods and services, plus the inflationary nature of price, money and economic syst...

Investing in private assets can help diversify portfolios, lower volatility and improve systemic returns.
SCIENCE OF WEALTH

Enhancing portfolios with private-market assets

The Yale model, or the endowment model of asset allocation and investing, has a heavy equity bias over fixed income and commodities

In 2022, as an economic cycle played out, the S&P 500 fell by 25.4% from peak to trough.
SCIENCE OF WEALTH

Why markets rise in the long run

Humans are meant to grow and multiply – the markets reflect this innate design

Women are earning, inheriting, and managing more wealth than ever before, but a study shows that, globally, they are expected to accumulate only 76% of the wealth of men by the end of their working lives.
SCIENCE OF WEALTH

Rewriting the rules: Challenging outdated notions of luck, risk and gender

Financial success is driven not by inherent traits but by individual choices, access to resources, and informed decision-making

Investing is not just about numbers; it is also about psychology and behaviour.
SCIENCE OF WEALTH

Why ignoring diversification could cost you in the future

A diversified portfolio is the only effective way to minimise the risk of concentrated bets and to ensure participation in global opportunities