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A deleveraging nudge from fine-tuning of TDSR rules on refinancing

MAS took pains to stress that the latest fine-tuning of refinancing rules is not meant to relax property cooling measures, with TDSR still in place for new loans.

THE Monetary Authority of Singapore's recent fine-tuning of refinancing rules relating to the total debt servicing ratio (TDSR) governing property loans is a strong nudge towards deleveraging.

Stretched borrowers who hold investment properties will have to think about actively managing...

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