OCBC SPOTLIGHT

Fixed deposits still useful as a source of liquidity

IN the past two months or so, fixed deposit (FD) rates have trended downwards following the US Federal Reserve's rate movements.

OCBC SPOTLIGHT

As retirement nears, shift more funds into quality assets

IN AN environment where interest rates are low and yields are less than desirable for those in the fixed income market, the temptation is to focus on riskier options that may earn higher returns. This must be done with care.