financial planning

MIND THE GAP

Fancy one or more mini-retirements? Start planning early for a multi-phase life

A recent survey by HSBC finds that most Singaporeans plan for two to three mini-retirements over their lifetime

Living an increasingly long life raises the risks that one runs out of money.
SENSE & CENTS

Learning to cope financially with the longevity ‘curse’

Live beyond 100? Inflation can be ruinous, timing when to run down capital gets tricky, and taxes could rise

This is the first time CPF attained an A in the index’s 17 years.

CPF earns Asia-Pacific’s first A in global ranking of pension systems

“First-class” retirement income systems that are robust, sustainable, deliver good benefits and have a high level of integrity get an A from Mercer

The OCBC Financial Fitness Index, which measures the financial health of Indonesians aged 25 to 35, falls 0.65 point to 40.6 points in 2025.

Financial health of young Indonesians worsens in 2025 as savings decline: OCBC survey

The OCBC Financial Fitness Index for Indonesia falls for the first time in four years

Many Gen Zs are still students or early in their careers, and often delay financial planning to focus on growing their earning potential, notes Prudential.

Most Gen Zs lack retirement plans and overlook insurance: Prudential Singapore

The findings are based on a recent survey of 1,000 Singapore residents aged 17 to 76, commissioned by the insurer

Financial planning can dispel some uncertainties, including the optimal size for a rainy-day reserve.

Pension drawdown: it’s all spend, spend, spend (advisedly)

Financial planning – ideally on a spreadsheet – is essential for making your retirement pot last

Investors often overestimate their risk tolerance when markets are calm, only to discover their true limits during turbulent periods.
MONEY WISDOM

Assessing risk tolerance is a lifelong conversation

Building a portfolio entails understanding one’s appetite for risk, and knowing that this changes through one’s lifetime

Despite heightened uncertainty and rising living costs, nearly two-thirds of affluent investors in Singapore remain confident about achieving their long-term financial goals.

US$1.39 million: That’s the sum Singapore affluents say they need to retire comfortably

This is above the global average of US$1.05 million, according to an HSBC survey

With the retirement payout planner, members can map out their payout goals, and explore ways to leverage CPF to achieve their goals, such as through top-ups.

CPF members can make housing, retirement and health insurance plans with new digital platform

Members using the platform will see a personalised dashboard, with content and resources tailored to their current life stage

With limited resources, we must make intentional choices and learn to be content in the season we're in.
MONEY WISDOM

Balancing wealth, health and ikigai through life’s changing seasons

We cannot control the passage of time – but we can choose how we travel through it