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Higher premiums work, but they're no magic pill

While data show most insurers' gains were due to premium hikes, these don't really address over-consumption of services and over-charging among healthcare providers

POLICYHOLDERS of Integrated Shield plans (IP), particularly those catering for private hospitals, have suffered relatively steep premium hikes over the past few years - both for their base plan and riders - especially at older ages.

Are there more hikes in the offing? The good news is...

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