CFA SINGAPORE INSIGHTS

Negative interest rates: Carry an umbrella at all times

YES, this sensationalistic headline is true. Negative interest rates are available in Denmark on adjustable-rate mortgages with durations under five years. So after paying some upfront fees, borrowers on these loans receive a check from the bank every month as a thank-you payment.

CFA SINGAPORE INSIGHTS

Timing the market doesn't have to be a roller-coaster ride

WOULD you rather be stuck in rush-hour traffic or rebalance your portfolio? It's an odd question, no doubt. But odder still is the fact that 31 per cent of investors would prefer to sit in gridlock than rebalance their portfolios....