Retirement

COMMENTARY

What Singapore needs to change to enable better senior living options

Gaps in the eldercare and retirement housing landscape can be addressed with regulatory changes

While the theoretical S&P 500 grew US$1 into US$333 between 1926 and 1986, a realistic mutual fund return for that same period would have been only US$137.
INSIGHTS FROM CFA SOCIETY SINGAPORE

Your portfolio isn’t a century-old magical compounding machine

The lived experience of real-world investors is a gauntlet of taxes, fees and the need to spend money

For professionals, having children may involve high direct and indirect costs. But there are also unique rewards, says the writer.
SENSE & CENTS

Having a child can be a financial mistake, but that’s okay

The costs of raising kids are high, and parents’ employability may suffer

In a high-cost, high-expectation society like Singapore, even high earners are not immune to insecurity, says the writer.

In Singapore, ‘Henry’ also worries about retiring with enough

The country’s ‘high earners but not rich yet’ are not immune to financial insecurity

Retirement is a phase we have to invest in by preparing well for it. It is not something that just happens because we are getting too old for the economy.
SWITCHING LANES

Lessons from ‘pretirement’

Take a sabbatical to stare the reality of retirement in the face – if you can afford one

The scheme works by adopting a glide-path mechanism to automatically rebalance members’ asset allocation from higher-risk assets towards lower-risk ones as they approach their target retirement age.
SINGAPORE BUDGET 2026

Budget 2026: New CPF life-cycle investment scheme likely to appoint only two to three fund managers to keep fees low

Simplicity and cost are two important aspects of the voluntary scheme, says MOM

What is a practical risk adjusted formula for an SME owner to set the annual personal extraction target, especially in years where cash flow's quite volatile?

Passive paycheck: Structuring your SME for predictable dividends

SME owners often rely on a speculative sale for retirement. Howie Lim interviews Grace Tay of finexis advisory on separating business and personal wealth to find true surplus.

Surveys repeatedly show Australians fear they won’t have enough money to retire comfortably.

The price of retiring in Australia jumps as cost of living bites

For singles, the target has climbed from A$35,000 to A$630,000

In an era of longevity and shifting work norms, the question is no longer how to stop working - but how to start living differently.
SWITCHING LANES

Retirement isn’t a finale – it’s a strategic pivot

Instead of treating retirement as the end of a long corporate climb, we should view it as a transition into a new, self-directed phase of life