Retirement

SENSE & CENTS

Think hard about embracing the new CPF life-cycle investment scheme 

In an increasingly volatile world, hold some risk-free investments 

Moving beyond a primary career requires deliberate preparation: reprioritising core values and intentionally crafting a lifestyle that continues to inspire and challenge.
SWITCHING LANES

Retirement isn’t a cliff’s edge

It’s an evolving invitation to prepare, test and ensure each path we take aligns with our current definition of a life well-lived

 A portfolio career generates income across multiple streams from a mix of skills and experience. It requires intentional effort: upskilling or carving out time to explore alternative paths.
INSIGHTS FROM CFA SOCIETY SINGAPORE

Can the portfolio career be another piece of the retirement puzzle?

The approach gives people the flexibility to extend their income-producing years, and helps them stay active and engaged

Planning for a 30-year horizon in retirement provides a comfortable margin of safety, but requires one to stay invested in a 50/50 mix of stocks and bonds through good times and bad.
A SMART LOOK AT INVESTING

How to make your million-dollar retirement fund last

Plan for the unexpected, and work in a margin wide enough that even the worst case won’t keep you up at night

Piyush Gupta, chairman of SMU, Keppel and Mandai Wildlife Group, said: "We have to position the parks to serve our advocacy purpose, to serve an entertainment purpose, to continue to be what Singaporeans want.”

Not retirement, but a rewiring and fresh perspectives post-DBS, says Piyush Gupta

The ex-banker travels, sits on boards and works on causes close to his heart. He also keeps up with birdwatching

Generation X and mature millennial executives who spent 20 to 30 years building real capability are now approaching a crossroads.
SWITCHING LANES

Fractional is the future of work

The old script was study, slog, succeed; now it’s give, gain, grow

Money is only ever an enabler. Before a financial decision is made, an ikigai decision must be made first. What is the good life you want to live in the next phase?
MONEY WISDOM

The five-year runway – what pre-retirees should start doing

Financial, life and health plans must all be stress-tested; the life you want next must start becoming real

BT
THRIVE NEWSLETTER

I tracked my dad’s expenses to find out how much retirement costs

[SINGAPORE] When I was about five, I promised my dad that when he retired, I’d buy him a pink Ferrari and fill his bank account with millions.

A growing number of Australians are working well into their 70s.

Half of Australians near retirement fear running out of cash, data shows

Only a third say they are confident of being financially comfortable in retirement

The writer has started seeking out other activities, such as woodworking, as he neared retirement. Today, he is a furniture carpenter and "Grandparent for Climate".
SWITCHING LANES

A straddling act

How I took off my academic robes and transitioned into a new way of life